Afdhal-i is a special personal financing-i package with competitive rates. This package is offered to public servant and employees of selected private and public listed company.

  • Financing amount up to RM400,000
  • Competitive financing rates as low as 1.00% above MBSB's ECOF-i (equivalent to 4.56% flat rate at 10 years tenure)
  • Takaful coverage is optional
  • No guarantor required
  • Financing payment through:
    • Salary deduction via Biro Angkasa, Accountant General or employer salary deduction;
    • MBSB's nationwide branches or alternatively at any branch of Bank Simpanan Nasional (under Giro Services), online bill payment services at, CIMB Clicks, RHB Now and JomPay or standing instruction from your respective bank.

Terms and Conditions apply.

ECOF-i = Effective Cost of Fund-i, GLC = Government Linked Company
MBSB's current ECOF-i is 7.00%

Who Can Apply

  • Malaysian citizen aged 19 years old and not exceeding 60 years upon expiry of facility or optional retirement, whichever is earlier
  • Government employees on contract, GLCs, state GLCs and local councils with at least 12 months in service
  • Permanent and contract employee with at least 5 years in service with minimum fixed monthly income of RM15,000
  • Permanent employees of selected public listed companies having salary deduction arrangement with MBSB

PF-i Calculator
How much should you be paying for your Personal Financing-i?

Complete the fields below to determine your monthly installments for your Personal Financing-i.
*Please note that you do not have to use commas (example: type in 100000 and not 100,000)

MBSB's current ECOF-i = 7.00%

Click on the button below to see the payment schedule for the first 12 months


Eventhough MBSB has done its best to ensure the accuracy of this website, MBSB accepts no liability for any inaccuracies and omissions on its website, and any decision made by users based on the information contained on MBSB website is the sole responsibility of the person concerned

All fields in the form are required.

I hereby agree and consent MBSB to collect, use and process my personal data for the purpose of addressing my enquiry/ complaint / feedback. *

I acknowledge that I have read and understand MBSB Privacy Notice. *