General Investment Accounts-I (GIA)
A Fixed Deposit, which is under Islamic principles and gives an indicative return based on a profit sharing ratio.
Effective from 16 Jan 2010 to 15 Feb 2010
Product Flex (70:30)
| Tenure (Month) |
Indicative Rate (%) |
*PSR |
R(100%) |
| 1 |
2.30 |
69:31 |
3.33 |
| 3 |
2.35 |
67:33 |
3.51 |
| 6 |
2.40 |
62:38 |
3.87 |
| 9 |
2.45 |
62:38 |
3.95 |
| 12 |
2.72 |
62:38 |
4.38 |
| 15 |
2.83 |
62:38 |
4.56 |
| 18 |
2.95 |
62:38 |
4.75 |
| 24 |
3.00 |
60:40 |
5.00 |
| 36 |
3.10 |
60:40 |
5.16 |
| 48 |
3.18 |
60:40 |
5.30 |
| 60 |
3.25 |
60:40 |
5.42 |
| Contact |
Hunting Lines |
| Mohd Razuan |
03 20993522 mrazuan@mbsb.com.my |
| Mohd Reza |
03 20954264 |
| Zuhaida |
03 20948782 |
| Indrawati |
03 20943855 |
| Fax |
03 20932454 |
| * Profit Sharing Ratio |
|
| Types of Accounts & Required Documents for Conventional & Islamic Fix Deposits |
| Type of Account |
Documents Required |
| Individual/Joint |
|
| Trustee |
- Photocopy of I/C
- Photocopy of Birth Certificate of Beneficiary
- Photocopy of trust instrument; if it is created by trust deed
|
| Partnerships / Firms |
- Business Registration
- Mandate (signed by all parties)
- Practicing Certificate, if applicable
|
| Companies / Corporations |
- Certificate of Corporation
- MAA
- Certified copy of Board Resolution
- Form 24/49
- Certificate of Commencement of Business
- A list of authorised signatories for the account
|
| Government Bodies |
- A list of authorised signatories for the account
|
| Clubs, Societies & Association |
- Certificate of Registration from Registrar of Society (ROS)
- Resolution (Certified by Chariman/Director and Secretary) approved by Council / Committee
- Rules and Regulations / Constitution
- List of authorised signatories
|
| |