Fees and Charges

• Purchases
• 18% p.a of the outstanding amount if no payment made after the due date stated in the Statement of Account.
• Cash Withdrawal
• 18% p.a of the outstanding amount if no payment made, calculated on a daily basis from transaction date until full repayment.
• Balance Transfer
• Transfer of balance service is charged a flat fee of RM 6.20 per request (regardless of amount) and it is treated like normal retail purchase transaction means that no profit is charged until payment due date.

A cash withdrawal fee of RM 12.00 for every RM1000.00 or part thereof for transaction (i.e withdrawal thru BIMB's ATM system) or 3% withdrawal amount or RM 50.00 from other any ATM of other banks whichever is higher.

5% from the total outstanding balance as at Statement of Account processing date excluding Qardhul-Hasan balance or subject to RM 50.00 whichever is higher.

Compensation handling fee of 1% from the minimum payment or RM 5.00 whichever is higher if no payment made after the due date or payment made less than the stated minimum payment 5%.

Minimum 20 days from the date of the monthly Statement of Account and only applicable for retail transactions.

Card transaction which are affected in currencies other than Ringgit Malaysia, will be converted into US Dollars and determine by MasterCard International on the date the transaction received and/or processed by the Bank. The value of US Dollars are then converted to Ringgit Malaysia. The exchange rate may vary according to market fluctuations and the amount converted will be subjected to the exchange rate at the processing time.