Fixed Deposit
Fixed Deposit
This is an attractive investment that give high return to maximise your profit. An investment that offers a very low risk and is based on an agreed rate at a specific tenure.
- Higher and competitive return
- Flexible tenure (1 month to 60 months)
- Interest payment : monthly, quarterly, half yearly or upon maturity
- Minimum placement : RM1,000.00 for individuals
Mudharabah - General Investment Account-i
An investment account that is accepted based on the Islamic contract of Al-Mudharabah. Al Mudharabah refers to a contract made between provider of capital (depositor) and an entrepreneur or fund manager (the Bank). This is to enable the Bank to carry out business ventures within the Shariah guidelines, where both parties agreed to share the profits from the investment and according to a mutually agreed ratio.
- Attractive returns
- Profit rate is based on Profit Sharing Ratio (PSR)
- Flexible tenure (1 month to 60 months)
- Minimum Placement : RM1,000.00
- Hibah will be given (if any) for premature withdrawal
These products (conventional and Mudharabah) are eligible to :
- Individuals
- Business Entities
- Partnership
- Societies and Associations
- Government Institutions
*Terms & conditions apply
Rate ( effective date : 10 May 2011)
| Corporate | |||
|---|---|---|---|
| Tenor Months | Interest % Payment On Maturity |
Monthly Interest % Payment |
Quarterly Interest % Payment |
| 1 | 3.10 | NOT APPLICABLE | |
| 2 | 3.10 | NOT APPLICABLE | |
| 3 | 3.15 | NOT APPLICABLE | |
| 6 | 3.25 | 3.15 | 3.20 |
| 9 | 3.35 | 3.25 | 3.30 |
| 12 | 3.40 | 3.30 | 3.35 |
| 15 | 3.50 | 3.40 | 3.45 |
| 18 | 3.55 | 3.45 | 3.50 |
| 24 | 3.60 | 3.50 | 3.55 |
| 36 | 3.70 | 3.60 | 3.65 |
| 48 | 3.85 | 3.75 | 3.80 |
| 60 | 4.10 | 4.00 | 4.05 |
Rate ( effective date : 10 May 2011)
| Individual | |||
|---|---|---|---|
| Tenor Months | Interest % Payment On Maturity |
Monthly Interest % Payment |
Quarterly Interest % Payment |
| 1 | 3.10 | NOT APPLICABLE | |
| 2 | 3.10 | NOT APPLICABLE | |
| 3 | 3.15 | NOT APPLICABLE | |
| 6 | 3.25 | 3.15 | 3.20 |
| 9 | 3.35 | 3.25 | 3.30 |
| 12 | 3.40 | 3.30 | 3.35 |
| 15 | 3.50 | 3.40 | 3.45 |
| 18 | 3.55 | 3.45 | 3.50 |
| 24 | 3.60 | 3.50 | 3.55 |
| 36 | 3.70 | 3.60 | 3.65 |
| 48 | 3.85 | 3.75 | 3.80 |
| 60 | 4.10 | 4.00 | 4.05 |
Rate ( effective date : 10 May 2011)
| 49' ners CLUB | |||
|---|---|---|---|
| Tenor Months | Interest % Payment On Maturity |
Monthly Interest % Payment |
Quarterly Interest % Payment |
| 1 | 3.20 | NOT APPLICABLE | |
| 2 | 3.20 | NOT APPLICABLE | |
| 3 | 3.25 | NOT APPLICABLE | |
| 6 | 3.35 | 3.25 | 3.30 |
| 9 | 3.45 | 3.35 | 3.40 |
| 12 | 3.50 | 3.40 | 3.45 |
| 15 | 3.60 | 3.50 | 3.55 |
| 18 | 3.65 | 3.55 | 3.60 |
| 24 | 3.70 | 3.60 | 3.65 |
| 36 | 3.80 | 3.70 | 3.75 |
| 48 | 3.95 | 3.85 | 3.90 |
| 60 | 4.25 | 4.15 | 4.20 |
Rate ( effective date : 10 May 2011)
| Short Term Conventional | |
|---|---|
| Tenor Days | Interest |
| ON | 2.70 |
| 7 | 2.75 |
| 14 | 2.80 |
| 21 | 2.85 |
Rate ( effective date : 10 May 2011)
| Exclusive 5 | |
|---|---|
| Tenor Months | Half Yearly Interest% Payment |
| 60 | 4.70 |
Rate (16 August 2011 to 15 September 2011)
| AL Mudharabah | ||
|---|---|---|
| Tenor Months | Indicative Rate | ROR |
| 1 | 3.10 | 6.50% |
| 3 | 3.15 | 6.50% |
| 6 | 3.25 | 6.50% |
| 9 | 3.35 | 6.50% |
| 12 | 3.40 | 6.50% |
| 15 | 3.50 | 6.50% |
| 18 | 3.55 | 6.50% |
| 24 | 3.60 | 6.50% |
| 36 | 3.70 | 6.50% |
| 48 | 3.85 | 6.50% |
| 60 | 4.10 | 6.50% |